


WHY INYPAY

No queues, convenience . Enabling one’s growth, passion and in achieving dreams0% interest fee, bare minimum flat fee mobile banking services.

Way lesser than what they pay with any lending company. Respectfully , Dont have to waste a weekend, secured, reliable, Giving credit solutions, creating a safety net.

Inypay is a Singapore financial technology company that provides easy, convenient and secure pay-later services that empower blue collar workers to get what they need respectfully.



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Meet the team

Arivuvel Ramu
FOUNDER AND CEO
Ex CTO at Tonik Bank, Ramu has led numerous digital transformation programs across the globe.
Ex CTO at Tonik Bank, Ramu has led numerous digital transformation programs across the globe.

Barani Sundaram
CO-FOUNDER AND CTO
18 years experience in banking, Barani is the technologist behind many successful fintech deliveries.
18 years experience in banking, Barani is the technologist behind many successful fintech deliveries.

Sudhir Nain
CHIEF EXPERIENCE OFFICER
Leading expert with 22 years experience in UI/UX, Sudhir founded Bayzil design studio.
Leading expert with 22 years experience in UI/UX, Sudhir founded Bayzil design studio.

Neeraj Pandey
CHIEF COMMERCIAL OFFICER
Over two decades of experience in banking and fintech across Southeast Asia, UK, and India.
Over two decades of experience in banking and fintech across Southeast Asia, UK, and India.

Kawin Boonyapredee
CISO (SECURITY)
Over 20+ years in information security / cybersecurity.
Over 20+ years in information security / cybersecurity.

Chee Kong Chan
CHIEF COMPLIANCE OFFICER
Over 20+ years in compliance, governance, AML/TF.
Over 20+ years in compliance, governance, AML/TF.

Ray Sugiarto
CHIEF MARKETING OFFICER
With over 35 years experience in marketing & business development, Ray is the founder of XCION
With over 35 years experience in marketing & business development, Ray is the founder of XCION

Senthil Sambandam
CPO (CHANNEL PARTNERSHIPS)
Over 22 years in IT sales, partner channel and business development, Co-founded Intelizest.
Over 22 years in IT sales, partner channel and business development, Co-founded Intelizest.

Seng Chong Tan (Stanley)
CHIEF FINANCIAL OFFICER
30+ years experience in finance & accounting, P&L, treasury, audit, tax, FP&A.
30+ years experience in finance & accounting, P&L, treasury, audit, tax, FP&A.